South Africa Payment Gateway
Simple . Seamless . Secure
- Online Payments
- On-premise Payments
- Financial Products
We are Virtual Pay
South Africa Payment Service Provider
Virtual Pay is a Pan-African Payment Service Provider, the fastest-growing in Europe, The Middle East, and Africa. We support businesses to accept digital payments Simply, Securely, and Seamlessly through our various payment solutions across the globe.
We are also part of the digital-first movement, a new generation of payment companies focused on innovation and seamless integration with merchants. Our solutions cover each link in the value chain, making us unique. Engage with your customers easily with Virtual Pay’s all-in-one payment platform.
Card Collections And Payouts
Pay and move money globally using Virtual Pay’s flexible APIs and other online payment processing solutions for card payments.
Mobile Money Collections And Payouts
With Virtual Pay, your customers can pay conveniently using just their mobile phones. Let customers choose from the wide range of mobile money payment options available on our platform.
Alternative Payments
Looking for payment alternatives? Let us prepare a custom payment solution for you.
South Africa Financial Products
Recurring Payments
Alternative Payments
Increase your cash flow with recurring payments for goods and services. Ideal for membership programs, utility bills, rent payments, payments by installments, subscriptions and more.
Virtual Pay’s recurring payment system validates the initial payment and the following payments are automated until the end of the agreement.


Recurring Payments
Alternative Payments
Our card-issuing services help you grow your business.
Order a variety of cards for maximum flexibility and ease of payment:
- Debit Cards
- Credit Cards
- Prepaid Cards
- Virtual Cards

Debit And Credit Cards
Customise your own debit and credit cards in Virtual Pay’s merchant account.
Virtual Pay Advantages:
- Contactless and EMV Chip Technology
- 24/7 Fraud Monitoring
- Accepted worldwide
- Multi-currency account payments

Virtual Pay Prepaid Cards
Pre-load money onto your Virtual Pay Visa card and you’re free to go travelling, purchase goods and services internationally, pay bills and top up e-wallets. Manage your Visa pre-paid card through our dashboard and send money to the cards in your network. It’s easy, efficient and secure!

Virtual Cards
Ideal for online payments, Virtual Cards protect your personal data and anonymity. Instantly create your virtual card from your Virtual Pay merchant account and pay anywhere that accepts Visa pre-paid cards.
- Brand Your Own Virtual Card.
- Virtual Card to Wallet Funding with Multiple Currencies
- 100% Secure Payments
- AML and CFT Compliant
eWallet
eWallet – a solution to support money transfers, currency exchanges, and payments online and in-store. Easily send and receive money from anywhere in the world. Mobile payments can be made securely, quickly, and conveniently with Virtual Pay’s eWallet.